It is a budget software that can help you to decide how to spend your money, plan for your future, pay off existing debt, and save a few money each month by reducing wasteful and impulsive purchases.
Monthly Budget - Summary
Budget 3.2.1 - Monthly Budget - Summary
With this screen you will see what month closes with profit or loss.The section called "Detailed Summary" shows for every month the Incomes, the Expenses and the percentage of profit and loss.
The little green and red square, close to the percentage figure, is useful to have a better evidence if the month has been closed positives (green square) or negatives (red square).
The Analyse button
Clicking on the, "Analyse" button, will be shown two columns with numbers. This kind of analysis will be useful after a few years of using Budget 3.2.1.
The column to the left shows the number of month closed with a profit since you start using Budget 3.2.1.
The column to the right, with red numbers, shows the number of months closed with loss.
If the number of months close with profit are more then the one closed with loss, it will appear a green little square, otherwise it will be red.
Checking the colour is the fastest way to understand which are the more difficult months of the year. In the example below, we can notice that the months, January, March and May have been closed most of the time with a negative trand.
Historical Summary
The section "Historical Summary" compare the Profit and Loss from five years ago up to the current year. Let's suppose that the current year is 2007.
The first column shows the result (Income/Expense) for the year 2002.
The second column shows the result (Income/Expense) for the year 2003, and in the third column there's a first analisys between the year 2002 and 2003.
The fourth column shows the result (Income/Expense) of the year 2004, and in the fifth column there's an analisys between the year 2002 and 2004 and in the sixth between the year 2003 and 2004.
The seventh column shows the result (Income/Expense) for the year 2005, and in the eighth column there's the analisys between the year 2002 and 2005, in the ninth between the year 2003 and 2005 and in the tenth between the year 2004 and 2005.
Budget 3.2.1 is a Monthly Budget Software
Add "Income - Expenses"
In all expense-income groups you can define 22 details.
Summary
You can have an immediate feedback on income and expense by month and year.
Graphs
All the historical expenses can be shown in graph/chart format.
Fixed Income - Expenses
Budget 3.2.1 will take care to add them automatically every month.
Bank Accounts
Budget 3.2.1 can manage maximum six different Accounts.
Data Correction
You´ll be able to check, change and delete all historical data.
Agenda
Help to manage expiry date, deadlines and many other things.
Search
It is used to find historical income and expense.
