It is a budget software that can help you to decide how to spend your money, plan for your future, pay off existing debt, and save a few money each month by reducing wasteful and impulsive purchases.
Monthly Budget - Fix Income-Expenses
Budget 3.2.1 - Monthly Budget - Fix Income-Expenses
Below you can seen the screen used to add fix Income.
Clicking on the first list, you'll enable buttons and fields. All data you´ll add to the list can be changed or deleted whenever you want.
The second list shows all data coming from the ´Add Income-Expense´ screen. In it are reported all income unforeseen. This data is needed to sum the income balance that you´ll find in the bottom of the screen. The balance is done adding the Fix Income with the Foreseen Income.
Fix Expense
With this screen you can add all periodical expenses: Rental, Mortgage, Insurance,...
Clicking on the first list, you´ll enable buttons and fields.
All data you´ll add to the list can be changed or deleted whenever you want.
The second list shows all data coming from the "Add Income-Expense" screen.
In it are reported all expenses un foreseen.
This data is needed to sum the expense balance that you´ll find in the bottom of the screen.
The balance is done adding the Fixed Expenses with the Foreseen Expense
Budget 3.2.1 is a Monthly Budget Software
Add "Income - Expenses"
In all expense-income groups you can define 22 details.
Summary
You can have an immediate feedback on income and expense by month and year.
Graphs
All the historical expenses can be shown in graph/chart format.
Fixed Income - Expenses
Budget 3.2.1 will take care to add them automatically every month.
Bank Accounts
Budget 3.2.1 can manage maximum six different Accounts.
Data Correction
You´ll be able to check, change and delete all historical data.
Agenda
Help to manage expiry date, deadlines and many other things.
Search
It is used to find historical income and expense.
How to add a Fixed Income-Expense item
Select the group and the detail for this Income/Expense and write a short description. Specify if the amount you are adding is a monthly or a Yearly amount. In case of monthly amount Budget 3.2.1 will ask the number of the months by which the balance will be calculated.
Now you have to click on the ´Calculate Monthly Amount´. Based on you previous selections, Budget 3.2.1 will calculate the monthly and yearly balance.Budget 3.2.1 will automatically add this amount at the beginning of the month (in our example $ 6'666). This means that every time you open Budget 3.2.1, it will check if the current date is the first day of the month.
In the picture below, you can see that the program added $ 6'666 to the detail "Salary´s Husband" in the Income group.
Budget 3.2.1 will add this amount just once every month. Click on ´Save´ button to save data entered or click ´Cancel´ to exit. Once saved the Fixed Income/Expense amount, you will see the amount added in the Fixed Income/Expense - List.
Summary
Income sectionIn the first row called ´Fixed Income´ you will see all figures entered in the section Fixed Income.
The row entitled ´Income Unforeseen until today´, shows all figures added in the screen called ´Add Income/Expense´. Expense section
The Expense row reports all figures entered in the section Fixed Expenses.
´Difference´ is the balance between the Income section and Fixed Expenses.
The row ´Expenses Unforeseen until today´, shows all figures added in the screen called ´Add Income/Expenses´. Total section
This section reports the spread between the income and expense totals.
Budget session
In this session summarize the availability of your Budget. The percentage of your Budget until the 31st of December. The monthly amount you can spend every month until the 31st of December. The daily amount available until the end of the year.
